Tool No. 02 · All tools
Most online entitlement calculators hardcode the Lower-48 loan limit and understate what you can do here by six figures. This one runs the math at Alaska's 2026 high-cost limit of $1,249,125.
Your position
Zero-down buying power
No VA-imposed cap
With full entitlement, the VA backs 25% of whatever a lender approves — your income and credit set the ceiling, not a loan limit.
Educational estimate from your inputs. Your Certificate of Eligibility is the official record; qualification also depends on income, credit, and occupancy. Not an offer or a commitment to lend.
Want the official number?
I can pull your Certificate of Eligibility in minutes.
The COE ends the guesswork — it states your entitlement position in black and white, and retrieving it costs you nothing.